Does GigSmart Provide Insurance Coverage for workers?
When working through the platform, you're protected with Occupational Accident Insurance while you are working a shift.
OCCUPATIONAL ACCIDENT INSURANCE (OAI)
Occupational Accident Insurance (OAI) protects eligible shift workers on the GigSmart platform through the On-Demand Independent Contractors Association (ODICA). The Association provides educational resources, unique services and products for independent contractors operating in the shift economy.
OAI provides benefits to eligible workers for covered injuries and fatalities that occur while providing on-demand services through the GigSmart for Work app. Some of the benefits provided by the OAI policy include:
- Accidental Death Benefit: up to $10,000
- Survivor’s Benefit: up to $90,000 for eligible dependents
- Accidental Dismemberment Benefit: up to $100,000
- Paralysis Benefit: up to $100,000
- Temporary Total Disability Benefit: up to $500 a week
- Medical Expenses: up to $1,000,000 with no deductible or copay
To learn more about GigSmart’s OAI coverage, please contact GigSmart.
Note: OAI only covers you while you're working shifts booked through GigSmart. Projects and G-Board applications aren't covered.
Refer to GigSmart’s insurance policy page for more information.